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Paycheck Calculator (US)

Estimate take-home pay from gross salary — federal, Social Security, Medicare, and optional state tax.

Take-home per year
$60,666.00
Effective tax rate: 24.2%
Annual breakdown
Gross income$80,000.00
Pre-tax deductions (401k, HSA, etc.)−$0.00
Federal income tax−$9,214.00
State tax−$4,000.00
Social Security (6.2%)−$4,960.00
Medicare (1.45%)−$1,160.00
Take-home pay$60,666.00

Estimates only. Based on 2025 US federal brackets and standard deduction. Not tax advice — consult a qualified professional for your specific situation.

Frequently Asked Questions

Is this an official tax calculation?

No. This is an estimate using 2025 US federal brackets, standard deduction, FICA rates, and an optional flat state tax percentage. Your actual paycheck will differ based on W-4 elections, pre-tax deductions (401k, health insurance), city/local taxes, and filing status.

Does this account for 401(k) or HSA contributions?

Yes — enter pre-tax contributions as an annual amount and they'll reduce taxable income for federal tax only (FICA still applies per IRS rules for most plans).

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