Finance

Calculate monthly payment, total interest, and total cost of a fixed-rate loan.

Estimate monthly mortgage payment including principal, interest, tax, and insurance.

Project investment growth with initial deposit, monthly contributions, and annual interest.

Find out how long it takes to reach a savings goal with regular monthly contributions.

Calculate return on investment (ROI) and annualized return from initial and final values.

Estimate take-home pay from gross salary — federal, Social Security, Medicare, and optional state tax.

Calculate sales tax in both directions — add tax to a price or back it out of a total.

Generate a full month-by-month amortization schedule showing principal, interest, and remaining loan balance.

Plan debt payoff with snowball or avalanche method — see exact months to debt-free.

Convert between 30 major world currencies using daily ECB reference rates. Updated every business day.

Estimate total US tax: federal income tax, state income tax (all 50 states + DC), and FICA. See take-home pay, effective rate, and marginal rate.

Calculate the value of a US dollar over time using official BLS CPI-U data. Find what $100 in 1980 is worth today.

Project retirement savings with employer match, annual contributions, and expected returns. See your balance at retirement age.

Compare renting vs buying a home. Calculates monthly and total cost over your holding period with opportunity cost of the down payment.

Convert annual salary to hourly, weekly, biweekly, and monthly pay — or the reverse. Adjust for hours/week and paid time off.

Calculate your net worth — assets minus liabilities. Categorized breakdown of cash, investments, real estate, vehicles, debts, and loans.

See how long it takes to pay off a credit card balance and how much interest you'll pay. Compare minimum payment vs. fixed monthly payment.

Split monthly take-home pay into 50% needs, 30% wants, 20% savings. See each bucket's dollar amount and plan categories under each.